What’s Stopping You from Buying a New Fulton Home?

Inventory-Home-143webIn our last blog we talked about some of the concerns that may keep you from thinking you can buy a Fulton Home. Let’s take a look at some other issues you may be facing or questions you may have.

If you are upside down on your mortgage, you may still have an option to buy:

Our Guaranteed Lease Program allows you to lease your existing home and buy a new Fulton home with that income. If you’re not sure how to handle renting out your property, this program lets you get a guaranteed three-year lease on your current home. Any of our salespeople can provide details on this choice.

If you think that renting is cheaper than buying:

Think again. Buying a new home is still a better choice in most situations. Our large selection of homes is designed to fit a number of budgets and lifestyles. Visit one or more of our communities and compare your current rent to the monthly payment using our mortgage calculator. With the tax benefits you may be surprised at the affordability of buying.

If you’re worried that new homes are too far away from the center of things:

We build many beautiful communities in established areas of the Valley such as Chandler and Gilbert. You’ll find they are close to shopping, restaurants and jobs. On-site amenities such as aquatic centers, parks and trail systems, tot-lots and green spaces help make your home community a great place to spend your leisure time. And our communities are known to stand the test of time.

If you’re not sure that single family homes are right for you:

You might want to check out our homes designed for the “lock and leave” lifestyle. Homes at The Reserve at Fulton Ranch and Cooley Station are not your traditional single family homes. And you still get the benefit of lush common areas, community pools and other amenities you normally see at resorts.

If you have other concerns, talk to us. Contact us online or visit one of our sales offices and give us a chance to help – odds are we can, no matter what your issues are!

What’s Stopping You From Buying a Home?


If you love our Fulton Homes but you aren’t sure you can make the purchase at this point, let us help you explore your options. We have some great solutions – solutions that may surprise you.

If your credit is less than perfect:

With three preferred lenders, we can offer access to a variety of mortgage products that provide flexibility and affordability. Our lenders will work with you if your credit is not perfect, and can help you understand what you need to do to repair your credit so that you will be able to buy a Fulton Home. Over 20,000 people have been successful and we can help you too. But you’ll never move forward if you don’t get started.

If you experienced a short sale, foreclosure or bankruptcy recently:

Most people have heard that they won’t be able to buy another home for anywhere from three to as many as seven years. The good news is that mortgage programs and lending standards are lightening up, and you may be surprised at your eligibility. One of our preferred lenders can help you determine what will work for your situation.

If you’re concerned that you may not have enough cash for a down payment:

Some of our mortgage programs require only 3% or 5% down, or possibly even zero down! And with some of the changes in government mortgage insurance (PMI) programs, you can still end up with a low monthly payment.

If you have an existing home that needs repairs or updates:

The Fulton Homes Trade-In Program™ some of the top resale agents and brokers in Arizona can provide advice on everything from home renovations to staging. They’ll help you get the most from your current home.

If you’re upside down or have no equity in your current home:

Are you sure about that? Home prices are going up again in this area. Our Trade-In Program™ helps you understand your home’s value and maximize your resale price, all with reduced commissions.